Protecting What Matters Most—Personalized Insurance Solutions for Every Need
Expert guidance, comprehensive coverage, and trusted support—serving California and beyond with insurance you can rely on.
4.9
Average Customer Rating
126+
Positive Online Reviews
15+
Years of Experience


About Cappuccino Insurance Agency
Cappuccino Insurance Agency is an independent insurance agency based in Thousand Oaks, CA, serving clients across California, Arizona, Colorado, Nevada, Oregon, and Texas. We offer a full range of insurance solutions—including home, auto, business, and specialty coverage—by partnering with over 20 top-rated carriers. Our experienced team specializes in finding coverage for high-risk fire areas and is dedicated to providing personalized service, competitive rates, and peace of mind for every client.
Key Selling Points
Highlights of What Makes Us Stand Out
Expertise in High-Risk Fire Areas
We specialize in securing home insurance for properties located in high-risk fire zones, offering solutions that many other agencies cannot provide.
Access to Multiple Top-Rated Carriers
We represent over 20 leading insurance companies, giving you access to a wide range of coverage options and competitive rates tailored to your needs.
Personalized, Local Service
We deliver attentive, personalized service from our Thousand Oaks office, ensuring you always have a dedicated agent who understands your unique situation.
Comprehensive Insurance Solutions
We offer a full spectrum of insurance products, including home, auto, business, landlord, and renters coverage, making us your one-stop shop for all insurance needs.
Multi-State Licensing
We are licensed to serve clients in California, Arizona, Colorado, Nevada, Oregon, and Texas, making it easy for you to insure properties or businesses across state lines.
Commitment to Saving You Money
We work hard to find discounts and bundle options, ensuring you get the best coverage at the most affordable price.
4.9
Average Customer Rating
126+
Positive Online Reviews
15+
Years of Experience
Our Services
What We Offer
Home Insurance
We offer comprehensive home insurance solutions, including coverage for homes in high-risk fire areas. Our policies are available through both admitted and non-admitted companies, as well as the California FAIR plan with a Difference in Conditions/Wrap Policy.
Auto Insurance
We provide auto insurance tailored to your needs, helping you protect your vehicles with coverage from top-rated insurance companies. Ask us about bundle discounts for additional savings.
Business Insurance
We offer a wide range of business insurance options to help protect your company from unexpected risks. Our team will help you select the right coverage to keep your business secure and running smoothly.
Personal Insurance
We offer personal insurance solutions for cars, boats, motorcycles, homes, renters, and landlords. We help you find the best coverage and discounts by comparing options from multiple insurers.
Landlord & Renters Insurance
We provide specialized insurance for landlords and renters, ensuring that your property and belongings are protected with the right coverage.
Bundle Discounts
We help you save by offering bundle discounts when you combine multiple insurance products such as home, auto, and more.
Multi-State Coverage
We offer insurance solutions not only in California but also in Arizona, Colorado, Nevada, Oregon, and Texas, providing flexibility for clients with properties or businesses in multiple states.
Independent Agency Advantage
As an independent insurance agency, we represent over 20 different insurance companies, allowing us to shop for the best coverage and rates on your behalf.
In the news
Latest Insights
Customer Reviews
What People Say
31 Reviews
Yelp
19 Reviews
"I had an excellent experience with Cappuccino Insurance Agency due to their superior service. I was faced with a challenge, being dropped by my current homeowners insurance policy due to previous claims. My house is located in the Hollywood Hills which many insurance companies refuse to cover. Fortunately, a friend of mine in the area referred me to Anthony who was very thorough, responsive, and friendly making my transition easy. I would highly recommend Anthony and his team!"
via Google
"We used Cappuccino Insurance to get our homeowners and flood insurance when we purchased our home in 2022. Things went crazy in California with insurance and Cappuccino employees worked hard to find us competitive rates on home and flood. I had a small issue with canceling a policy (which was not Cappucino’s fault) and Caitlyn Merola handled it quickly and stayed more on top of it than I did! Thanks again Caitlyn for all the help! 10/10 would recommend them, and Caitlyn for your insurance needs in the Simi/T.O./Westlake area!"
via Google
"The team is very prompt in responding, professional, knowledgeable, and provides great prices that are always better than what one can individually find. Anthony is a great boss there and Ian is great to work with!"
via Google
"I'm very happy with Cappuccino Insurance. They are a good broker AND the top brass Anthony, Ian & Phillip are awesome."
via Google
"I have various Property Insurance Needs and Phil and Cappuccino Insurance have always taken care of my needs in an attentive and professional manner. I wholeheartedly recommend them!"
via Google
"I had an excellent experience with Cappuccino Insurance Agency due to their superior service. I was faced with a challenge, being dropped by my current homeowners insurance policy due to previous claims. My house is located in the Hollywood Hills which many insurance companies refuse to cover. Fortunately, a friend of mine in the area referred me to Anthony who was very thorough, responsive, and friendly making my transition easy. I would highly recommend Anthony and his team!"
via Yelp
"Hands down best customer service. Went above and beyond our expectations! Helped us out when other companies could not provide any solutions."
via Yelp
"Anthony and his team were amazing! Assisted with helping us secure insurance at the most challenging time to get homeowners insurance. Very reliable and helpful! Follow up was impeccable and they helped make it a very smooth process."
via Yelp
"Cappuccino Insurance Agency is absolutely fantastic! I use them for auto and renters. Very good prices and even better service! Anthony is very friendly and easy to work with. Would definitely recommend!"
via Yelp
"Cappuccino insurance has provided me with excellent service during the last 10 years. I have had all types of insurance with them: home, liability, auto and renters. Anthony and his team of Jordan and others are always immediately responsive to my questions and have been extraordinarily helpful when making a claim. Someone always picks up the phone and answers my questions. I highly recommend them."
via Yelp